PNB Housing Finance has carved a niche in the housing finance segment. Besides attractive interest rates, PNB Housing property loans come with unparalleled features. Discover the reasons that make the company one of the best home loan providers in India.
4 Advantages of Applying For a Home Loan With PNB Housing Finance
Here are the top benefits of applying for a home loan with PNB Housing Finance:
1. Free Calculators - PNB Housing's official website provides you with various free calculators like home loan interest rate calculator, EMI calculator, Eligibility calculator, etc. You may use these calculators to find your eligibility and apply for the right loan amount. Choosing the correct loan amount is crucial since it affects the approval.
2. Tax Deductions - A home loan from PNB Housing makes you eligible to claim tax deductions under Section 80C and 24. Under Section 80C, you can save taxes of up to INR .1.5 lac on the principal. Under Section 24, you can enjoy a tax saving of up to INR 2 lac on the interest component.
3. Convenient Application Process - You can conveniently apply for a PNB Housing home loan online or offline. The housing finance company has branches in all major cities across India. Alternatively, you may visit its official website and submit your application. For online applicants, the company offers a doorstep service facility.
4. Attractive Interest Rate - PNB Housing home loan interest rates start from 7.35%. The rates depend on the borrower's financial profile, credit score, and age. You may use a home loan interest rate calculator to figure out the rates and choose the best loan amount.
Conclusion
Besides the points mentioned above, PNB Housing offers various benefits like minimal documentation, easy eligibility, flexible repayment options, and extended repayment tenure.
Also Read: How to Get a Home Loan Approved Instantly?
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